Why All Conscientious Owners Should Insure Their Horses

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When you own a horse or pony, it is of course vital to make sure that you can afford to take care of their day-to-day needs, and have a contingency fund put away for emergencies. Nevertheless, with the best will in the world, you can never plan for every eventuality or unforeseen expense, and this is why insurance for horses is so important.

Veterinary fees for a sudden injury or illness can run into several thousands of pounds within a matter of days, and even the most conscientious owner is unlikely to have a significant amount of money available at short notice to be able to pay for essential treatments that may be necessary as the result of an accident or emergency. Horse insurance can help you to cover the cost of emergency veterinary treatments, and provide the peace of mind that comes from knowing that if the worst were to happen, you would be able to get your horse or pony the treatment and help that they require, when they need it.

Moreover, don’t forget about third party and public liability as well – with the pleasures of horse ownership come with numerous responsibilities. If your horse or pony were to escape from his field or stable and cause damage to another person’s land or property, you would be liable for the cost of repairing any damage, and possibly paying additional compensation for the inconvenience too.

If you ride your horse or pony on the road or take them onto a public highway, any accident that might inadvertently be caused by your horse as the result of an unexpected fright or losing control of them on the road would also be your legal responsibility as well.

Get a horse insurance quote today, in order to protect both your horse and yourself from the expense of unexpected emergencies. Give yourself the peace of mind that comes from knowing that if something unforeseen does happen involving your horse, help is at hand.

Happy riding, and stay safe!  

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